DSBPI notes that those in their mid-twenties and late twenties largely missed out on the stock market boom and bust of the late '90s and have also largely missed out on the residential real estate boom of the late '90s that continues to this day.

We wonder for how long real estate asset prices can sustain? Surely another 50% to 100% rise (as we've seen since '96 in large cities) cannot repeat over the next five years? Or will it? Will the younger generation be spending a larger percentage of earnings on mortgage payments than ever before?